See what your bills are really worth
Use the points calculator to see how many points you could earn each year and where your payments could take you.
Qantas Business Rewards1 point per $4
Velocity Business Flyer
ALL Accor
Luxury Escapes SociétéHere’s what you could get with your points^
Qantas business class return to UK332,600PTSEst. cash price$11,500Est. fees to earn points$4,717Est. net value^$6,783
Virgin business class return to LAX204,000PTSEst. cash price$8,900Est. fees to earn points$2,856Est. net value^$6,044
Virgin business class return to Tokyo164,000PTSEst. cash price$7,400Est. fees to earn points$2,296Est. net value^$5,104
Qantas business class return to Singapore164,200PTSEst. cash price$8,500Est. fees to earn points$2,329Est. net value^$6,171Date of last update: 11 November 2026
General disclaimer: This calculator provides general information only and does not take into account your business’s objectives, financial situation or needs. It is not financial, tax or legal advice. Before acting on any results, consider whether they suit your circumstances and seek independent professional advice where appropriate.
Results are estimates only, based on the assumptions and information set out below and current as at the date of last update. The calculator uses information sourced from third parties, including card issuers and loyalty partners, which RewardPay has not independently verified. While we take reasonable care in preparing the calculator, RewardPay makes no representation or warranty about the accuracy, completeness or currency of third-party information, and the points you actually earn may differ from the figures shown.
Specific disclaimers
*Card earn rates are based on information published by card issuers as at the date of last update and may have changed since. Card issuers may apply caps, reduced earn rates or exclusions to certain payment types, including payments made through third-party payment platforms. The calculator does not account for your card’s specific terms, so actual card points may vary. Please check your card’s terms and conditions or contact your card issuer.
†RewardPay partner points are issued by the relevant loyalty partner and are subject to that partner’s program terms. The earn rate and fee shown depend on the partner tier selected and the payment method used. Not all business expenses or payees can be paid through RewardPay. See our Payment Rules for details.
‡Points conversions are based on transfer rates published by card issuers and loyalty partners as at the date of last update. Transfer rates, minimum transfer amounts and partner availability may change at any time and vary between card programs.
§Amex conversions to Qantas and Velocity may need to go through a third-party program, such as Everyday Rewards, depending on your card. Additional terms, transfer rates and processing times may apply, and are not reflected in the calculator.
#Fees after tax assume RewardPay fees are tax deductible at a rate of 25%. Whether fees are deductible, and at what rate, depends on your business’s circumstances. Seek your own tax advice before relying on this figure.
^Redemption examples are indicative only. Cash prices are typical published prices as at the date of last update and are not quotes. Points required for a redemption vary by date, route, class, property and availability, and all redemptions are subject to the loyalty partner’s terms and availability. Estimated net value figures compare the estimated cash price with the estimated RewardPay fees to earn the points shown. They do not include taxes, carrier charges or other costs payable on redemption, and are not a guarantee of savings.
~Interest-free days depend on your card, your statement cycle and paying your balance in full by the due date. Check your card’s terms and conditions for details.